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That’s where title insurance comes in. An ounce of prevention. Unlike most insurance policies, you pay just a one-time fee and your property is covered for as long as you or your heirs own it. If you are taking out a loan to buy your home, the lender will require you to purchase lender’s title insurance to cover its investment.
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If you pay cash do you still need title insurance? – YouTube – Your paying cash for a home do you still need title insurance. You maybe surprised by the answer. In this Indy Home TV episode Rick Ripma Your Hard working mortgage guy interviews ray Summeier.
Should I get title insurance for a condo I'm paying cash for. – The only reason everyone gets title insurance is because 99.9% of home buyers need to take out a mortgage and mortgage companies make you pay for title insurance or they won’t give you the money. In my case, I’m paying cash for a 190k condo. Do I really need title insurance? The husband and wife that Im buying it from have owned the condo for 13 years.
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· Title insurance protects property buyers and mortgage lenders against defects or problems with a title when there is a transfer of property ownership.. If a title dispute arises during a.