Fannie Mae – Revised Guidelines for Student Loans, Debt. – Project eligibility review waived for certain Fannie Mae-owned loans that are being refinanced as a limited cash-out refinance. The lender must confirm the following: (1) The loan-to-value ratio is no higher than 80% (CLTV or HCLTV ratios may be higher); (2) The project has the required project-related property and flood insurance coverage; and (3) The project is not a condo hotel or motel.
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