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But the interest rates and fees may be too high to make it worth it, so take steps to improve your credit before applying. Depending on your credit situation, you may or may not need a co-signer to.
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FAQ Home Equity and Line of Credit – People First FCU – A home equity line of credit is a form of revolving credit in which your home serves as collateral for the loan. Because your home is likely to be your largest asset, you may want to use your credit line for major items such as education, consolidation, financing an education, planning a wedding, or home improvements and not for day-to-day expenses.
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