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Figuring out the family income, and if you meet the requirements is pretty straightforward – where most people find difficult about USDA homes, is finding a PROPERTY that qualifies for this financing! USDA is a loan designed for RURAL areas.
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Looking for a USDA approved home in Pierce County, WA. Lots of homes in the area, but not all homes in the area are approved for USDA and according to the two real estate agents we have looking for us, claim there are only 4 eligible homes under 210,000 in all of Pierce and Thurston Counties.
Buyers interested in purchasing a home with usda mortgage financing commonly ask where they can find a list of USDA approved homes, or approved usda home locations. This often causes confusion because many buyers assume the USDA Rural Housing program is only through certain home sellers, realtors, etc.
Commercial Real Estate and Land for Sale by the U.S. Government : This Federal Asset Sales Real Property (FAS-RP) web site was developed to provide citizens easy access to real estate properties currently offered for sale by the federal government. Select a state from map or list.
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Well maintained and updated, 3 bedroom, 2 full bath Ranch in a USDA approved area! Located on a nice corner lot with wooded area across the street for more privacy. There is an large ”bonus” room which could be used as an office, den, 4th bedroom or whatever you need it to be!
The complete list of USDA homes offered for sale are listed on homesales.gov. These are the properties that have been foreclosed upon by the USDA rural development department. Basically, the rural residential properties that were financed using USDA financing when foreclosed due to non-payment are offered for sale by USDA.
Finding USDA approved homes may take you a little longer than any other program because of the complexity of the program’s requirements. Starting with finding an area that is eligible for USDA financing is a great place to start. Once you narrow the area down, you can look at specific properties.
USDA-RD/FSA Properties Site The USDA-RD/FSA Resales web site provides current information about single- and multi-family homes and farms and ranches for sale by the U.S. Federal Government. These previously owned properties are for sale by public auction or other method depending on the property.