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Home Equity Loan Options for Mobile Homes Purchasing a mobile home is one method to enter the housing market in an affordable way. Mobile homes are far less expensive than stand-alone single family homes, and because they are manufactured to be moved, mobile homes are often treated as personal property instead of real estate.
Manufactured Home Loan | LGFCU – Financing options include a 5-year Adjustable Rate Mortgage, a 10-year or. Make sure that the Division of motor vehicles destroys the mobile home title.
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HUD.gov / U.S. Department of Housing and Urban Development (HUD) – Instead borrowers may lease a lot, such as a site lot within a manufactured home community or mobile home park. When the land/lot is leased, HUD requires the lessor to provide the manufactured homeowner with an initial lease term of 3 years.
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