Wells Fargo, Citi, Chase results show 2017 will be a down year for big bank mortgages – Sponsor Content Friday’s results also provide added confirmation that 2017 will not be kind to mortgages, for the big banks at least. Wells Fargo reported Friday that its mortgage banking noninterest.
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2019 Stated Income Loans – Stated Income Lenders – Stated Income Loan Requirements before the Housing Bubble. Most stated income lenders required a minimum of 20% down or equity in the property plus a credit score greater than 640. Some stated income mortgage lenders may have accepted a lower down payment, and lower credit score requirements.
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Mortgage Lenders Revise Policies, Raise Rates – National City this week stopped buying second mortgages from other lenders and making some stated-income loans. Wachovia yesterday decided to stop making Alt-A mortgages, or those between prime and.
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Guild Mortgage launches nationwide 1% down mortgage program – Guild Mortgage announced a new, nationwide 1% down mortgage product to cater to the upcoming surge in Millennial homebuyers. To make the down payment so low, Guild Mortgage stated the borrower..